A percentage of income available as it’s earned so workers can budget better and cover expenses.

Access at all times

Earnings can be withdrawn whenever they’re needed and should hit bank accounts instantly.

Closer control

Withdrawal limits can be set to prevent overspending and help stay within budget for the whole month.

Automatic bank transfers

Daily pay can be sent automatically, so there’s no hassle or temptation to withdraw more.

How Access helps financial wellbeing

Building budgets around lives, not pay cycles

One of the leading causes of financial shortfalls for workers is the timing mismatch between income and expenses, according to a 2020 report from EY. Aligning income with expenses means budgets are built around personal circumstances, rather than pay cycles.

Reduce financial stress and build financial resilience

With access to their money on their own terms, workers can cover costs as they go and cut the need to rely on credit. Reducing financial stress by being able to cover bills as and when they are due avoiding late fees and charges, as well as interest.

“I like it because it’s my money that I’ve earned and I don’t pay interest on it. It feels more like I’ve earned it – and I’m living within my means”

Offered by leading companies as their #1 employee benefit

Explore Wagestream

See all that’s on offer to help your team build their financial wellbeing.


Make it easy for your employees to see how much they’ve earned in real-time.


Help your staff build healthy money habits through bite-sized education.


Support your team in reaching their goals by saving faster.

Money coach

1:1 live chat money coach available to employees 24/7.

Simple steps to build a financial wellbeing program

Start now

Book a demo

Request a pilot

Roll-out quickly

Make the change