Emotional spending occurs when you buy something you don’t need and, in some cases, don’t even really want, as a result of feeling stressed out, bored, sad or even happy. It’s really hard to kee...
At the start of July, the chancellor Rishi Sunak announced a temporary holiday on stamp duty on the first £500,000 of all property sales in England and Northern Ireland. The housing market has been o...
Setting financial goals provides a framework for determining what is important to you financially and what you have to do to achieve these big milestones. It provides much-needed structure to your mon...
Building your financial resilience is all about understanding your money, improving your confidence and feeling empowered to manage your money. A big part of personal finance is budgeting but with tho...
Understanding the meaning of disposable income and how that affects your budget is a key factor in achieving financial resilience. Disposable income is the income you have left after you’ve paid you...
Household costs are continuing to rise across the UK and sometimes increases can happen without you knowing. With lots of us spending most of our income on rent, mortgages and other house costs unders...
Last week we ran a workshop with our friends over at Squanderlust, a podcast on the emotional side of money. Squanderlust hosts Martha Lawton and Alex are experts in the financial industry. Martha is...
Retirement seems like such a long way off at times it can be hard to plan for a future so distant. But pensions set you up for later in life, they give you a livelihood when you are no longer working,...
There are two popular ways for paying off debt, there’s a more traditional method called debt stacking and another method called the snowball method, recommended by financial advisor Dave Ramsey. Th...
Financial freedom usually means having enough money without being overly stressed about the financial impact of unexpected events because you are prepared. It means you are free to make decisions with...
In order to understand why payday loans are bad, we first need to understand financial wellbeing. Financial wellbeing is a pillar of wellbeing that works in conjunction with physical, mental and socia...
What is financial resilience? Financial resilience is defined as the ability to withstand life events that impact your income. This might be a job loss, a reduction in income or a major household or l...