February 14, 2020 10:32 amPublished by Liv RaffertyLeave your thoughts
A credit score can affect your ability to borrow your money, access credit cards or loans, and even take out a phone contract. Checking your credit score is free and if it isn’t in the best shape, there are things you can do to improve it ✔️. 1. What is a credit score? A credit… View Article
February 14, 2020 10:31 amPublished by Liv RaffertyLeave your thoughts
It can be tough to pay your bills on time, but it’s an important skill to learn. If you don’t pay your bills you could fall behind with payments which can lead to debt, a bad credit rating, and even stop you buying a home. But what is the best way to pay your bills?… View Article
February 10, 2020 10:57 amPublished by Liv RaffertyLeave your thoughts
Negative equity is when the total borrowing against your home is lower than it’s value. Property is in negative equity if it’s worth less than the mortgage secured on it. If you bought a property for £150,000 with a mortgage for £120,000 and the property is worth £100,000, you would be in negative equity. On… View Article
February 7, 2020 4:03 pmPublished by Liv RaffertyLeave your thoughts
Payday is defined by the Cambridge Dictionary as ‘the day on which a worker receives their pay’ and by Merriam Webster as ‘a regular day on which wages are paid.’ Makes sense, but it doesn’t say that this day has to be monthly, why can’t it be every day? 💡 Back in 1960 the Payment… View Article
February 7, 2020 3:08 pmPublished by Liv RaffertyLeave your thoughts
January felt like a 74-week long month but we finally made it through. Despite the whole of Britain feeling blue at the start of 2020, some people still had some amazing things to say about Wagestream. 1. We hate the monthly pay cycle and some of you did too 📅. 2. Lots of you understood… View Article
February 6, 2020 12:19 pmPublished by Liv RaffertyLeave your thoughts
Need help with debt? You don’t need to struggle alone with money worries. There are plenty of avenues to explore when searching for help with your debts. We recommend talking things through with an experienced advisor before making a decision about what to do. There are many ways to clear your debts and some are more… View Article
February 6, 2020 11:00 amPublished by Liv RaffertyLeave your thoughts
It’s easy to just get by with your money management, finger in the air, hoping for the best type of style 🤷♂️. But if you really want to get the most from your money, there are things you can be doing to make your it work harder. Our beginner’s guide to money management covers the… View Article