What is financial resilience?

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Financial resilience is the ability to withstand and recover from temporary financial hardship due to a sudden fall in income or an unavoidable rise in expenditure

We believe that financial resilience is a long-term and ongoing process. By alleviating immediate financial concerns through Track and Stream and then developing longer-term security through Save and Learn, Wagestream users are able to withstand uncertain events and begin a journey to financial fitness.

Track

Track total earnings and outgoings each month to get full visibility of your finances through workforce management and open banking data.

75%

of UK workers have volatile, unpredictable pay

Plan ahead and budget

Stream

Stream earned wages to cover unexpected expenses.

Over 50%

Have run out of money before payday

Avoid inappropriate debt

Save

Stream earned wages to cover unexpected expenses.

11.5M

Have less then 100£ in savings

Develop a regular savings habit

Learn

Stream earned wages to cover unexpected expenses.

39%

do not feel confident managing money

Make informed financial decisions