Build financial resilience for your workforce

Wagestream gives your workforce Earned Wage Access and a unique set of tools that build long-term financial resilience. Charity-backed, we design all our products with financial wellness as the guiding principle – guaranteeing a lasting and positive impact on your organisation in just 3 months.

What your employees get

What your employees get

An app allowing them to track their earnings, access their earned wages, save direct from salary and get access to financial education tools.

What you get

What you get

Enterprise HR Analytics platform to instantly measure your financial wellbeing strategy and get real-time visibility over engagement, retention and the financial resilience of your people.

What is Earned Wage Access?

EWA, also known as income streaming, is the fintech service that allows users to receive a portion of their wages for hours they have already worked but not yet been paid for by their employer. It is not an advance or a loan.

Find out more

Forget financial buzzwords.
This is how we do it.

By connecting Enterprise Workforce Data to Personal Finance Data, we have created a unique set of financial tools accessible to every single colleague in your business

Changing your colleagues lives for the better

Our tools help your staff on a journey to financial resilience, hear what they've got to say about Wagestream.

  • 1Budgeting
  • 2Streaming
  • 3Learning
  • 4Saving



"This is so much better than asking for an advance with your boss. Help on budgeting and debt management, all good stuff.”

Wagestreamer Since Aug ‘18


now feel more in control of their finances



“Wagestream helped me afford to get into work when I was stuck instead of taking out a payday loan or something, which is what I would have done.”

Wagestreamer Since April ‘19


were able to cover unexpected expenses



“It’s a nice peaceful way of managing your money plus loads of advice.”

Wagestreamer Since Jan ‘20


a month users access financial tips and tools in the app



“I like Safestream for one simple reason. Because the money leaves my pay check before I see it in my bank, I forget about the £50 a month I’m putting aside and budget with what’s in my account.”

Wagestreamer Since Nov ‘19


Employees who stream are 2-3x more likely to start saving

Meet Our Clients

Business Benefits
Measurable & Guaranteed

Retention Improvement

Retention Improvement

Staff turnover reduced by up to 16% for multiple clients

Read our report
Quicker recruitment

Quicker recruitment

Companies using Wagestream filled open roles 27% quicker

Check the data
Increased productivity

Increased productivity

We've increased the hours worked by 22% across many clients

See case study

Hear from our clients

We work with hundreds of organisations who have seen great results through building the financial resilience of their colleagues. But don't just take our word for it, hear what they've got to say about Wagestream.

Claire Clarke

Group HR Director, Casual Dining Group

Staff turnover reduced by up to 16% for multiple clients

Employee Retention

“The ability to retain staff is already paying dividends for us as a business.”

Tim Painter

HR Director for Stonegate Pubs

600 job adverts on using Wagestream as an attraction tool

Talent Attraction

“This is a real revolution in pay that is already making it easier to recruit and retain staff.”

Rebecca Pearson

Operations Director, Bupa Care Services

77% of users feel less stressed as a result of using Wagestream

Improved Financial Resilience

“Instant payment facilities can be great for staff, giving them the flexibility to take control of their finances, reducing stress and improving their overall wellbeing. For me, it’s a win win.”

David Reed

HR & Compliance Manager, Key Security

Wagestream has helped increase the number of hours worked by 22% across multiple clients

Increased Productivity

“Partnering with Wagestream has had a positive impact on our service delivery with staff volunteering for extra shifts.”

The financial health of your workforce matters

We all carry money worries.

Take a look at some of the issues your workforce face when it comes to their finances

The impact of financial stress on your workforce is real

Financial worries are distracting

Financial worries are distracting

48% of people are distracted at work by money worries*

*PwC’s 8th annual Employee Financial Wellness Survey
Financial worries lead to absenteeism

Financial worries lead to absenteeism

16% of people say their financial worries have led them to miss work*

*PwC’s 8th annual Employee Financial Wellness Survey
Financial worries lead to increased turnover

Financial worries lead to increased turnover

78% are more likely to leave for another organisation who cares more about their financial wellbeing

*PwC’s 8th annual Employee Financial Wellness Survey

After 3 months of using Wagestream