Financial Personality Quiz

We believe that understanding your financial personality is the first step towards building financial health.

Our Financial Personality Quiz is a light-hearted way of identifying your financial strengths and recognise potential unhealthy behaviours. Take it to find out if you're Catherine the Cash Splasher, ‘Steer clear’ Steven, Responsible Rebecca, Logical Luke or Conscientious Clara.

What's more, we'll give you some simple tips on how Wagestream can help you break any bad habits.

Your progress
Question 1 out of 7

What’s your biggest frustration when managing your money?

An answer is required.

Which would you say best describes your personality?

An answer is required.

What best describes your financial mindset right now?

An answer is required.

What motivates you in life?

An answer is required.

What would you consider your biggest strength when it comes to managing your money?

An answer is required.

What would you consider your biggest area for improvement when it comes to managing your money?

An answer is required.

Finally, what is your ultimate weekend plan?

An answer is required.

Your result

Steer clear Steven

Steven rarely checks his bank balance, and when he does it’s with one eye open. Steven thinks he isn’t good with money and he thinks making a decision about money could make him worse off. This is not a rational fear.

The good news is there is hope.

For Steven, it’s all about setting dedicated time to your finances, a recurring time in your day, week or month for getting to grips with your money. Steven should examine their finances by looking at income and outgoings and working out where being more organised could save you money.

As Steven gets more confident they could think about a long term financial planner, including pensions and longer-term investments.

How can Wagestream
help Steven?

The Track feature in Wagestream can help Steven begin to get an understanding of their finances. Track can give Steven real-time data on exactly how much he’s earning throughout the month - a great feature for someone who likes to stick their head in the sand. To help him get on top of his regular payments Steven can set up payment reminders in the Track section of the app.

Your result

Responsible Rebecca

Rebecca takes managing her money very seriously but sometimes things slip through the net. She gets frustrated when she misses things and gets annoyed when she has to ask for help.

How can Wagestream
help Rebecca?

If an expected bill arises and Rebecca can’t wait until payday. She can stream up to 50% of the money she’s already earned that month for a flat fee of £1.75, helping her cover the cost without having to use bad forms of credit like loans, overdraft fees or credit cards. Stream simply gives her access to her own money she’s already earned.

Your result

Catherine the Cash Splasher

Super generous, Catherine always gets the bill even though they might not be able to afford it. Treating others is part of who she is and she’s not one to turn down a fun activity as she worries about the costly consequences later.

This can mean that sometimes she can find it hard to budget and plan for the future and feels like she could do with a helping hand when it comes to budgeting and putting money aside for the future.

How can Wagestream
help Catherine

Catherine is a big spender and she doesn’t think about putting money aside. She needs somewhere she can start putting money aside little and often. With Safestream Catherine can save as little as 50p straight from her salary into savings pots and with free, instant withdrawals she doesn't need to worry about maybe needing it for the future.

Your result

Conscientious Clara

Clara is always looking to learn more as she knows she doesn’t know everything. She likes to have access to her bank 24/7 and access to all her financial information in one place. Clara likes to regularly track her money, keep on top of current affairs and spend a lot of time to find the best deal.

How can Wagestream
help Clara

The Learn section of the Wagestream app offers free, impartial and expert tips and tricks on how to manage your money better. So for Clara who believes there’s no such thing as too much information, the Learn section of the app is her haven.

Your result

Logical Luke

Luke has a goal in mind and a broad plan of how to get there. He just wants a simple way to manage his money so he can be sure he’s always on track. Luke is focused, strict with his money and clear on his goals. To them, money represents security so he likes having lots of it in his bank. He isn’t comfortable with investing because he’s scared he might make a loss.

How can Wagestream
help Luke?

Luke can use Track to monitor exactly how much he’s earning so he can use that to plan how he is going to reach his financial goals. This might also help him realise he has flexibility in his finances. Luke can also use Safestream to build up his savings, with instant and free withdrawals you can’t really go wrong.