"This is so much better than asking for an advance with your boss. Help on budgeting and debt management, all good stuff.”
Financial resilience means being ready for life’s unexpected moments. Use Wagestream to save automatically and directly from your salary, with the chance to win money in a monthly prize draw.
Key features
Simple saving
Set a goal amount and date, and Wagestream works our how much you need to save, automatically savings that amount each payday straight into savings pots.
Save the pennies
Save without even noticing using 'Save the Pennies'. Available to Wagestream users on an hourly salary, our micro-savings feature automatically streams 'extra' pennies down to the nearest pound into a Safestream pot.
Incentivised saving
With our monthly prize draw, Wagestream will double whatever has been successfully saved over the previous month for a randomly selected group of employees.
How does Wagestream work?




Plan ahead and budget
- Track earnings in real-time
- Set up reminders for recurring bills
- Easily measure income vs outgoings
Stream earned wages
- Access your earned wages at any point in the month
- Avoid using high-cost, short term credit solutions like payday loans that push you into a debt cycle
- Manage monthly earning fluctuations
Get financially educated
- Use our financial tools to build money confidence
- Personalised guidance from our expert team
- Trusted and impartial information
Build a buffer for the future
- Set a goal and save directly from your salary into savings pots
- Be in with a chance of doubling your savings in a monthly prize draw
- Save the pennies from shifts, using smaller amounts to make saving even easier
Hear from our users

Wagestreamer Since Aug ‘18
now feel more in control of their finances

“Wagestream helped me afford to get into work when I was stuck instead of taking out a payday loan or something, which is what I would have done.”
Wagestreamer Since April ‘19
were able to cover unexpected expenses

“It’s a nice peaceful way of managing your money plus loads of advice.”
Wagestreamer Since Jan ‘20
a month users access financial tips and tools in the app

“I like Safestream for one simple reason. Because the money leaves my pay check before I see it in my bank, I forget about the £50 a month I’m putting aside and budget with what’s in my account.”
Wagestreamer Since Nov ‘19
Employees who stream are 2-3x more likely to start saving