"This is so much better than asking for an advance with your boss. Help on budgeting and debt management, all good stuff.”
Stream
Get paid your own way and access your earned wages as you earn them and at any point in the month.
Our app lets you stream a percentage of the money you’ve already earned straight into your bank account, putting you back in control of when you get paid.
Key features
Access your earned wages at any point in the month
No more waiting for payday. Access up to 50% of your earned wages available at any time throughout your pay period.
Avoid unnecessary debt caused by short-term cash-flow issues
Improve your financial resilience over time by streaming your earned wages. Avoid using high-cost, short term credit solutions that push you into a debt cycle.
Manage monthly earning fluctuations
Smooth any income shortfalls caused by fluctuating monthly pay. Remove the worry and give yourself liquidity.
How does Wagestream work?




Plan ahead and budget
- Track earnings in real-time
- Set up reminders for recurring bills
- Easily measure income vs outgoings
Stream earned wages
- Access your earned wages at any point in time
- Avoid using high-cost, short term credit solutions like payday loans that push you into a debt cycle
- Manage fluctuations in monthly earnings
Get financially educated
- Use our financial tools to build money confidence
- Personalised guidance from our expert team
- Trusted and impartial information
Build a buffer for the future
- Set a goal and save directly from your salary into savings pots
- Be in with a chance of doubling your savings in a monthly prize draw
- Save the pennies from shifts, using smaller amounts to make saving even easier
Hear from our users

Wagestreamer Since Aug ‘18
now feel more in control of their finances

“Wagestream helped me afford to get into work when I was stuck instead of taking out a payday loan or something, which is what I would have done.”
Wagestreamer Since April ‘19
were able to cover unexpected expenses

“It’s a nice peaceful way of managing your money plus loads of advice.”
Wagestreamer Since Jan ‘20
a month users access financial tips and tools in the app

“I like Safestream for one simple reason. Because the money leaves my pay check before I see it in my bank, I forget about the £50 a month I’m putting aside and budget with what’s in my account.”
Wagestreamer Since Nov ‘19
Employees who stream are 2-3x more likely to start saving