IMPROVE RESILIENCE TODAY

Give people financial flexibility

Tools to help your team navigate short-term shocks and volatile income

We all need a little flex in our finances

To cope with surprises. To meet rising costs. Or to treat our families. For people on low or fluctuating incomes, it’s hard to see where that ‘give’ will come from. Making it hard to take control, avoid debt or know what you can afford.

24-hour visibility and control

Workers link the app with their bank account to see their earnings and spend in one place. They can track their shifts, take some of their pay when they need it or get money off where it really helps. And if they have an HR or payroll question, our AI-assistant is available 24/7. By giving them more control, you can create happier, more productive teams.

Burger King
New Balance
Popeyes
Crane & Barrel
Hilton
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Popeyes
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Hilton
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Popeyes
Crane & Barrel
Hilton
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New Balance
Popeyes
Crane & Barrel
The toolkit

The complete financial wellness toolkit, all in one place 

On-Demand Pay for employees

Pay

Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Helps employees set a plan, stick to it and spend confidently

Budget

Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.

Shifts, pay and spending, all in one place to help members make better financial choices.

Track

Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Discounts to make members’ money go further.

Rewards

Cut the cost of living with links to exclusive discounts based on your members’ spending.

Your Financial AI assistant

Concierge

An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.

More than a ‘nice to have’

As a Certified B Corp, we want to improve the lives of workers by helping them build better financial resilience. It reduces their stress levels, which improves engagement, productivity and turnover for you.

1 in 5

Workers are less productive due to money worries

(CEBR, 2022)

79%

of workers globally would switch to another company that gives earned wage access

25%

reduction in absenteeism when businesses use Wagestream

“I love that I am more in control of my money. When I have an emergency or need extra money I can just get it immediately and I do not have to borrow from anyone. I love this concept and how easy it is to use.”

Wayfair employee

Wagestream member

Wagestream Reviews

This has helped me so much , I know exactly how much I’ve earned and I can borrow from myself rather then having to ask someone else.
Anne - Wagestream memberfrom Trustpilot
Just love the ease and quickness of the application, from having the flexibility to take some of your wages a little early for that emergency or just a treat, great discounts too.
Louise - Wagestream memberfrom Trustpilot
It is helping me see how I'm spending and helping me save for a rainy day.
Rosette - Wagestream memberfrom Trustpilot
This has helped me so much , I know exactly how much I’ve earned and I can borrow from myself rather then having to ask someone else.
Anne - Wagestream memberfrom Trustpilot
Just love the ease and quickness of the application, from having the flexibility to take some of your wages a little early for that emergency or just a treat, great discounts too.
Louise - Wagestream memberfrom Trustpilot
It is helping me see how I'm spending and helping me save for a rainy day.
Rosette - Wagestream memberfrom Trustpilot

Everything you need to support your team's financial wellbeing

Everything you need to support your employee's financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Seamlessly connecting to your systems

Secure integration with your systems

Secure integration with your systems

Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

FAQs

Frequently Asked Questions

Can members see their On-Demand Pay in Track?

How do you keep members’ data safe?

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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3M+ workers3M+ workers
2,000+ brands2,000+ brands
10M+ monthly transactions10M+ monthly transactions