Empowering Employees with Real-Time Pay and Spending Insights

Frequently asked questions

: Employees get a full view of historic and future earnings including shifts worked and upcoming shifts in the current month, giving total transparency over their financial position.

: Yes. As part of our commitment to giving employees full transparency of their financial lives, employees also get a full historical break down of wages that have been accessed via Wagestream’s Flexible Pay product.

: Please see our Security & Trust page for more information on the steps we take to secure our data and systems, including AES256 encryption for all sensitive data, nightly vulnerability scans and automated threat detection systems.

: Whether your team is 10 or 10,000, Wagestream can be deployed in your organization to improve financial wellbeing. Please see our Pricing page to request bespoke pricing appropriate to your size and needs.

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© 2025 Earned Wage Access services in the United States are provided by Wagestream, Inc. (NMLS #2547041), the operator and manager of this website. Wagestream, Inc. is a wholly owned subsidiary of Wagestream Holdings Ltd, and an affiliate of Wagestream Ltd. Wagestream Ltd is the owner of all intellectual property rights on this site, and in all material published on it, including the trademarks WAGESTREAM and the W Device mark. All rights are reserved. Wagestream Ltd is a company registered in England and Wales (number 11173225) and registered with the Financial Conduct Authority (FCA). Wagestream is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC. The Wagestream Mastercard® Debit Card is issued by Piermont Bank; Member FDIC, pursuant to a license from Mastercard and may be used everywhere Mastercard® debit cards are accepted.