Increase learners for brighter futures
The all-in-one financial wellbeing platform that reduces education workers’ money worries and helps you attract and keep skilled talent

After rolling out Wagestream, clients typically see
reduction in employee turnover
reduction in absenteeism, saving on agency costs
faster recruitment
























Keep financial stress out of the classroom
Money worries affect education workers’ sleep, mental health and motivation. That stress can cut their IQ capacity by up to 13 points – making it hard for them to give students and colleagues their all. 48% of workers saying they’d move employers for better financial wellbeing support – making practical financial benefits an effective way to keep the best talent engaged and motivated.
Practical tools to reduce money worries
Wagestream connects seamlessly with your systems and members’ bank accounts to give education workers personalized financial wellbeing tools – all based on their income and spending. Colleagues can track their shifts and earnings. Take 50% of their pay when they need it. And get budgeting support and rewards that cut the cost of living. They can even save money at 5% APY. Our educational resources and tailored coaching let members take control of their financial future – helping them with things like W4 optimization and government benefits, and encouraging them to build healthy habits. They get a boost to their financial wellbeing. You get to attract and keep the best people.

The complete financial wellness toolkit, all in one place
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals

Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.

Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.

Claim
Budget Shifts, pay and spending – all in one place – to help people make better financial choices. Claim Support for your team to find and claim income-boosting government benefits.

Score
Tools to help members track, understand and boost their credit scores.

Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.

Achievements
Earn badges for reaching financial goals and building healthy habits.

Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.

Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals

Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.

Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.

Claim
Budget Shifts, pay and spending – all in one place – to help people make better financial choices. Claim Support for your team to find and claim income-boosting government benefits.

Score
Tools to help members track, understand and boost their credit scores.

Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.

Achievements
Earn badges for reaching financial goals and building healthy habits.

Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.

Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
"It's been a real game-changer for our crew, particularly in supporting their financial wellbeing goals and allowing them to access funds ahead of payday"
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
Wagestream reviews
Everything you need to support your team's financial wellbeing

Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy

Secure Integration
Wagestream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes

Secure Integration
Wagestream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyze data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.

Financial resilience is key to employee engagement & productivity

Guide to measuring financial resilience

Why on-demand pay is gaining traction in the US
Empower your people. Elevate your business
Find out how we can boost your team's financial wellbeing and your bottom line

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