Better employee benefits at the click of a button
Give colleagues the benefits they really care about with a readymade toolkit. Minimal legwork for you, maximum impact for your business.

































Most benefits strategies fall short
Friday-afternoon pizzas. Wellness programs. Gym discounts. As a business owner, it can feel impossible to choose between the hundreds of employee benefits out there. But what people really care about is their financial wellbeing. In fact, 48% of workers would move jobs for better financial support, and only 20% say their company’s financial wellbeing strategy meets their needs. Needs like budgeting when their pay changes every month, and managing cashflow with a fixed payday. Or borrowing and saving at high interest rates when they’re on a lower income.

Real-life impact, handled by us
The Wagestream platform is built on industry research and shaped by behavioral science. It gives people practical ways to improve their financial resilience in the short term, plan for life’s milestones, and build long-term security. Which helps reduce stress and improve quality of life – and has a direct impact on your business. Plus, all of the tools can be turned on at the click of a button and run with zero input from you.

The complete financial wellness toolkit, all in one place
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.

Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.

Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.

Claim
Support for your team to find and claim income-boosting government benefits.

Score
Tools to help members track, understand and boost their credit scores.

Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.

Achievements
Earn badges for reaching financial goals and building healthy habits.

Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.

Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.

Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.

Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.

Claim
Support for your team to find and claim income-boosting government benefits.

Score
Tools to help members track, understand and boost their credit scores.

Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.

Achievements
Earn badges for reaching financial goals and building healthy habits.

Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.

Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
Proven with clients in 20+ industries
Our financial wellbeing benefits support members in 20+ industries, who typically see
reduction in employee turnover
increase in shift fulfilment
reduction in absenteeism
Award winning impact
Our platform delivers award-winning results - for us and our clients
Wagestream reviews
Everything you need to support your team’s financial wellbeing

Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy

Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.

Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Empower your people. Elevate your business
Find out how we can boost your team's financial wellbeing and your bottom line
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