Financial wellbeing tools that benefit everyone
Help workers worry less about money while you attract and keep the best public servants.
After rolling out Wagestream, clients typically see:
of workers feel less stressed
more shifts filled
reduction in staff turnover
faster recruitment
1 in 5 workers are distracted by money worries
Those money worries carry into everyday life – affecting sleep, mental health and work. Financial stress can also reduce IQ capacity by up to 13 points. This affects the quality of people’s work and service levels. And has a direct impact on your organization’s performance and reputation.
Wagestream can help you change that
Wagestream gives workers personalised support to help improve their financial wellbeing. All based on their shifts, pay and spending. They can take 50% of their pay when they need it. Borrow and save money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way.
The complete financial wellness toolkit, all in one place
Track
Shifts, pay and spending – all in one place – to help people make better financial choices.
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Pay
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Budget
Helps employees set a plan, stick to it and spend confidently.
Rewards
Discounts and cashback to make members’ money go further.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Track
Shifts, pay and spending – all in one place – to help people make better financial choices.
Pay
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Budget
Helps employees set a plan, stick to it and spend confidently.
Rewards
Discounts and cashback to make members’ money go further.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
"It's been a real game-changer for our crew, particularly in supporting their financial wellbeing goals and allowing them to access funds ahead of payday"
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
Hear from our members
Everything you need to support your team’s financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors.
We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Our library
Financial inclusion - four tips to level up
The State of Financial Wellbeing 2024
Guide to measuring financial resilience
Ready to connect
Talk to us about the positive impact we can have on your teams and your business.
