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PLATFORM OVERVIEW

All your financial
benefits in one place

Put your team on the path to financial wellbeing, with a range of financial benefits - all in one platform.

The Wagestream W2 platform, at a glance

Blue cube-shaped logo with a white stylized mountain range graphic.

Budgeting

Shifts, pay and spend. All in real-time. All in one place.
Purple button with a white left arrow icon.

Pay

A flexible pay cycle and state benefits top-ups.
Purple piggy bank icon with a pound symbol inside, representing savings.

Savings

Rewarding workplace savings.
Blue icon of a percentage symbol within a stylized cloud shape.

Discounts

Shopping discounts that lower the cost of living.
Purple isometric cube with a white speech bubble icon.

Education

Personalised education and money coaches.
Isometric view of a green app interface showing a blank document.

Loans

Affordable loans.
Abstract design featuring a stylized number 99 in teal and olive green.
Hilton Hotels logo with text.
New Balance logo featuring the iconic stylized "N" and brand name in red.
Fortnum & Mason est. 1707 logo
bupa-global-logo-square 3-2
Burger King logo with the text "Burger King" embedded within a stylized hamburger bun.
Next logo
Green stylized ASD logo.
Stylized butterfly graphic with "itsu" and small text below.
Greene King pub logo featuring a stylized crab and text.
Abstract design featuring a stylized number 99 in teal and olive green.
Hilton Hotels logo with text.
New Balance logo featuring the iconic stylized "N" and brand name in red.
Fortnum & Mason est. 1707 logo
bupa-global-logo-square 3-2
Burger King logo with the text "Burger King" embedded within a stylized hamburger bun.
Next logo
Green stylized ASD logo.
Stylized butterfly graphic with "itsu" and small text below.
Greene King pub logo featuring a stylized crab and text.

W2 Platform overview

Meet W2: the latest release of the Wagestream financial benefits platform, with new and improved benefits designed to help build better financial futures.
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Budgeting

Simple, stress-free budgeting

Give your team a toolkit that makes budgeting easier - with better visibility of their shifts, pay and spending, all in one place.

BENEFITS

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Interactive payslips

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Shift tracking

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Spending insights

Wagestream mobile app interface displaying earnings, upcoming payments, and shift details.
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Pay

Better ways to get paid

Turn pay into your financial wellbeing super-benefit, by giving colleagues greater flexibility and control. 9 in 10 workers say they prefer it.

BENEFITS

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Flexible pay

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State benefits top-up

Smartphone displaying the Wagestream app, showing a user transferring £150.00 from their earned wages.  A notification indicates a recent payment.

Powering Award Winning Wellbeing

More than 1,500 employers use Wagestream to provide financial benefits, and best-in-class financial wellbeing support.
Four awards won by Wagestream: Make a Difference, Engage, Employee Benefits, and CIPP Annual Excellence Awards.
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Savings

Rewarding workplace savings

Help colleagues build resilience for today and tomorrow, with multiple ways to start saving.

BENEFITS

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4.54% AER savings*

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Payroll savings

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Shift-round down savings

Smartphone displaying the Wagestream app interface, showcasing a user's savings progress towards a £200 goal, with details of upcoming payday deposits.
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Discounts

A lower cost of living

Lower your team’s cost of living, by giving them exclusive access to discounts on groceries and retailers.

BENEFITS

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Pre-purchase gift cards

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Shopping discounts

Smartphone displaying the Wagestream app interface, showcasing various discounts and offers from brands like HelloFresh, Nike, EasyJet, and more.

Exceptional engagement

Giving your colleagues holistic financial wellbeing support transforms their employee experience, and helps them deliver a better customer experience.
Trustpilot five-star review praising Wagestream for reducing stress and improving budgeting.
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Education

Personalised, engaging financial education

Personalised financial education, designed and delivered by qualified coaches. Colleagues also get exclusive access to our Money Matters community.

BENEFITS

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Financial health scoring

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Personalised nudges

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Human coaches

Smartphone displaying Wagestream app interface showing a financial health check, a chat with a coach about saving options, and actionable buttons.
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Loans

Affordable loans

Provide affordable workplace loans, which colleagues repay through their salary - with no employer liability or admin involved.

Subject to status and affordability checks. Minimum age 18 years. T&Cs apply. Provided by Wagestream Finance Ltd.

BENEFITS

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Debt advice signposting

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Workplace loans

Smartphone displaying Wagestream app interface showing repaid balance, total amount repayable, and upcoming salary repayments.

Connect to any HR system

Financial wellbeing works best when it’s connected. Our expert integrations team ensures that Wagestream connects seamlessly to your HR and Payroll systems.
Collection of payroll and HR software logos, including Kronos, ADP, SAP, and others.

Manage your benefits & measure impact in one place

Employers manage their Wagestream benefits through a central portal, with a dedicated, experienced client service team on-hand to support.

FEATURES

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Financial wellbeing engagement

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Trends

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Support

Wagestream dashboard on laptop showing key financial wellbeing metrics including financial benefits adoption, average daily savings, and profile completion.

*4.54% AER, subject to variability; changing to 4.24% Gross | 4.33% AER on 5th March. Interest-bearing savings are available to all Wagestream members aged 18+ excluding US citizens and those with tax residency outside the UK.

Workplace Savings and Workplace loans are provided by Wagestream Finance Ltd, a Wagestream company.