BACKGROUND

New benefit

Workplace Loans

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1 in 5 of your team is paying back a high interest loan¹

1 High-interest defined as featuring a representative APR of 20-1000%. Analysis via Wagestream Open Banking data.

Better credit options with no liability

Thousands of members are already using Wagestream Loans for life’s milestones. Help your team progress with peace of mind and competitive rates, and no liability to you.

How does it compare

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No admin

Wagestream is the UK’s only workplace loan benefit with automatic reconciliation and deduction, taking work away from your payroll team.

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Competitive rates

Wagestream boasts the lowest APR rates of any general-purpose workplace loans provider in the UK, to save your colleagues hundreds of pounds in interest repayments.

 
Mobile insurance

No liability

Wagestream Finance Limited is FCA-regulated*, provides the credit and takes on 100% of liability, providing a holistic tool for your colleagues at no risk to you.

 

“It feels like a weight has been lifted from my shoulders.  I feel more in control of my money - honestly, it's brilliant.”

- Wagestream Loans member 

“It put myself back in control of my money, a godsend!”

 


- Wagestream Loans member 

“Wagestream has been tremendously helpful to me to manage my finances. The loan will help me stabilise financially”

- Wagestream Loans member 

*Wagestream Finance Limited is a company registered in England and Wales (No. 12227891) at 7-9 Rathbone Street W1T 1LY, authorised and regulated by the Financial Conduct Authority for consumer lending (FRN: 915914) and for the provision of payment services (FRN: 916866) under the Payment Services Regulations 2017.