Wagestream runs on an impact operating system

Since Wagestream was first founded, we’ve reported on our social impact to our founding impact investors and an impact advisory board.

We doubled-down on our commitment as a dual-purpose business, by becoming an audited B Corporation in 2022.

October 2023

Essential and Excluded

Learn how financial exclusion affects members of your team - and what you can do about it.

 

  • Data analysis from over 11,000 survey respondents
  • Impact of financial wellness on employee productivity and satisfaction
  • How financial wellbeing solutions can bridge the gap between essential and excluded spending
  • Case studies and real-world examples of companies that have implemented a wellbeing strategy  in the workplace
Essential & Excluded research paper2

2023

State of Financial Wellbeing: Hospitality Outlook

Delve into the health of the hospitality workforce, in our latest State of Financial Wellbeing benchmark.

 

  • Analysis of key economic and market trends impacting financial health in Hospitality
  • Best practices and strategies for improving financial wellbeing in the Hospitality sector
  • Forecasts and predictions for financial stability and growth
  • Case studies and success stories from leading Hospitality businesses
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Q1 2023

Mind Over Money

Uncover the hidden link between your team's IQ and financial stress - and how you can harness it for business impact.

 

  • Uncover the correlation between financial wellness and mental health, highlighting the impact of financial stress on overall wellbeing
  • Identify key behavioural patterns linked to financial decision-making
  • Study introduces practical strategies for improving financial literacy and mental resilience
  • Suggestions for employers, financial institutions, and policymakers to play a role in improving outcomes
Mind over money

2022

State of Financial Wellbeing: Cost of Living

The cost of living is hitting your team hard. Get a better understanding of how they're coping, and how you can help.

 

  • Highlights a significant increase in the cost of living across major metropolitan areas
  • Housing costs, particularly in the rental market, have seen a sharp uptick above the rate of inflation
  • The cost of groceries and utilities has also risen, impacting household budgets
  • Identifies the disparity in wage growth, with stagnant wages against a backdrop of increasing living expenses
  • Outline of strategies for individuals and families to mitigate the impact of rising living costs, including budgeting
SOFW Cost of Living Report-2
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Lived experience drives our product roadmap

In our quarterly workshops, we invite members to feedback on our app, share their experiences with money, and ideas for future benefits.
Clint Wagestream member

“I’ve never known anything like it before”

“When I’ve had bad experiences with money, it can get very claustrophobic. Since the pandemic I think it’s got a lot worse for people generally - wages are realistically going down instead of up, and it’s not meeting people’s day to day living costs; and I think that’s the crux of the issue - that people struggle to get through from week 1 to week 4. You feel like the walls are closing in. For example, when I started my job, it was 6 weeks until you got paid - and that’s quite a long time to wait for your money.”
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Financial wellbeing means business impact

Our research agenda and client advisory board focus on helping us tighten the link between better financial wellbeing and a better experience at work.

Because when employers understand the business benefits of tackling financial stress, everyone wins.
Paul Evans Carsisle CEO

“It changes people's lives.”

Carlisle is a leading supplier of outsourced workforce solutions for businesses across the UK and Ireland. With a team of 4,750, supporting colleagues has been a strategic priority for CEO Paul Evans.
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Listen to our podcast on tackling financial exclusion