Households don’t have enough money to pay for an unexpected bill of $300
Organizational impact with Wagestream
Wagestream’s own research found that companies advertising Wagestream as a benefit in their job adverts recruited 27% faster than those that didn’t.

Use Wagestream within your benefits packages and on job adverts to help attract and recruit new talent.
52% of employees say they are more likely to stay at their employer longer because they have access to Wagestream
A third US adults are financially excluded which means they don’t have access to useful and affordable financial products and services that meet their needs.
Wagestream has a social charter that is part of our articles of association at Companies House to battle financial inclusion and build financial wellbeing.
Recruit faster
Use Wagestream within your benefits packages and on job adverts to help attract and recruit new talent.
Reduce turnover
52% of employees say they are more likely to stay at their employer longer because they have access to Wagestream
Financial Inclusion
A third US adults are financially excluded which means they don’t have access to useful and affordable financial products and services that meet their needs.
Wagestream has a social charter that is part of our articles of association at Companies House to battle financial inclusion and build financial wellbeing.
What’s financial stress costing your organization?
Significant savings by reducing staff turnover
Average company savings
$1,000,000
Around half of employees worry about money at work.
They’re worried they won’t have enough cash to pay their bills.
We know the feeling because we all worry about money sometimes.
Wagestream is a solution that can give you a business advantage.
We don't believe in the set-it and forget-it approach to financial wellbeing. Wagestream provides tailored programs that provide measurable business benefits.
Easy implementation
One size nearly never fits all, which is why we customize a full range of usage controls, alerts and reporting that you can access for your whole organization and individual employees.
Identify needs
Identify needs
- Every organization and employee is different, so we start off by identifying the specific needs of you and your people.
Planning & training
Planning & training
- We work closely with your HR, Operations, Finance, Communications and Technology teams to successfully manage implementation and rollout.
Launch & review
Launch & review
- Our team create a personalized communication plan to make sure your have an impactful launch and that you get the most from your benefit.
Support
Support
- We’ll measure the effectiveness of your financial wellbeing strategy and help you with reporting.
We were up and running in 3 weeks.

Lucy Jarvis
HR Manager
“We were really energised after meeting with Wagestream and understanding their product – so much so that we asked if they could turn a launch around in 3 weeks! They absolutely delivered this, I have never known such a quick response time to queries from both the HR team and employees, along with fantastic levels of customer service. I would recommend working with Wagestream to anyone!”
How does it
work?
Get up and running within 4 weeks or sooner – without changing your existing systems or cash flow. Simply tell us how you want Wagestream built for your workforce. We’ll take care of the rest.

Cashflow journey
Wagestream works seamlessly with 100% US payroll providers. When an employee requests a transfer, the funds are drawn from Wagestream. That’s why there is no change to your company’s valuable cash flow.
Wagestream your way3>
- Plugs into workforce management software
- Tailored rollout from 24/7 customer support team
- No impact to HR or payroll systems
- Wagestream facilitates withdrawals
- Payments reconciled on payday
- Tracks employee earnings in real-time
- Employer portal for oversight, control and reporting
- Employee app for easy access
- Available to every employee
- Stream, track, save and financial education products
- $2.99 for instant and free for next day withdrawal fee




The Employer Guide to Financial Wellbeing
With 48% of people saying that money worries are a distraction at work, supporting the financial wellbeing of your workforce is not only good for your employees, it’s good for business.
Just like physical or mental wellbeing, financial wellbeing is a measure of your financial health and relationship with money.
Most of us simply want to feel a greater sense of financial security and have a bit more flexibility and control over our finances. That’s why we created Wagestream to give employees peace-of-mind that they’ll be okay when life just happens.
of people said their financial worries had led them to miss work
of people are distracted in work because of money problems
The five pillars
to a successful financial wellbeing program
The 60 million people in the US that are financially excluded from affordable credit options
are often the ones that need it the most. By offering a universally inclusive financial
wellbeing program, you can help to break the negative credit cycle of financial exclusion.
Empowering employees to make the right decisions when it comes to their money can only be done through effective, independent financial education.
Encouraging debt shouldn’t be a part of a financial wellbeing strategy that is genuinely
committed to improving the lives of employees. Loaning money won’t change behaviors or reduce financial stress.
How we feel about our money depends on the choices we make every day. Encouraging staff to make the right decisions and build good savings habits early on is the best way to help them feel better about their money, reduce workplace stress and get on well at work.
Meet Sarah
Let us tell you her story
This is Sarah
The only financial institution she can trust is her employer who pays her.
Sarah’s employer wants to give their staff more support so they can work with less stress and give better customer service.
- Sarah never has to go into overdraft or take a loan
- Sarah is happier and less stressed
- Sarah can afford unplanned expenses
- Easier to recruit and retain staff
- Better workplace culture. Improved productivity
- No more salary advances. Ever
- Measurable improvement in financial health
Meet Sarah
Sarah represents over half of the US working population.
She is a real user of Wagestream.
Let us tell you her storyThis is Sarah
The only financial institution she can trust is her employer who pays her.
Sarah’s employer wants to give their staff more support so they can work with less stress and give better customer service.
- Sarah never has to go into overdraft or take a loan
- Sarah is happier and less stressed
- Sarah can afford unplanned expenses
- Easier to recruit and retain staff
- Better workplace culture. Improved productivity
- No more salary advances. Ever
- Measurable improvement in financial health