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Our mission

We're proud to be funded by social impact charities in order to help bring financial security and stability to the lives of working people by challenging the negative effects of the monthly pay cycle.


Our Social Charter

Wagestream has a Social Charter in its Articles of Association, designed with our founding partners. Our collective mission to end the poverty premium for UK Workers and bring better financial health by preventing employees entering cycles of debt.

Our Social Charter dictates that all our current and future products must be built to help achieve our combined mission.

Big society capital
Social tech trust
Fair by design
Barrow Cadbury trust

Fair financial services that give, not take

Built with guidance from the leading experts on financial inclusion and wellbeing, more than 500 companies and their 2 million employees have joined our mission so far.

So, what are you waiting for?

Get started

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End overdraft fees

By partnering with organisations who share in our mission, Wagestream gives employees the power to access their earned wages as they need it, interest free, removing the need for high cost credit and unfair overdraft fees.

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Ensure every household has $300 in savings

50% of households don't have enough money to pay for an unexpected bill of $300. We want to provide employees with effective and tangible incentives to help them prioritise their savings and build financial security.

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Eradicate payday loans

We predict that the payday loan industry will die out by 2022 and will not rest until lenders are no longer able to prey on hard working people. We're already helping 37% of our users avoid using payday loans.

Everyone Benefits

Better financial wellbeing benefits everyone. If your organisation wants to see improved recruitment, engagement, retention and productivity, we’d love to hear from you.