Earned Wage Access (EWA) for employees

Give your people choice over when they get paid

Flexible access to pay that’s already earned, all month.

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Access to earned pay at any point of the month

Employees can access up to 50% of their earned pay at any time, including the day before payday. There is no impact on your payroll process when employees access their pay throughout the month and their available balance is updated based on actual shifts worked.

Reduce reliance on credit and debt

Earned wage access is not credit: employees access their accrued wages at a fixed cost, reducing their reliance on loans and high-interest borrowing. The funds they can access are a portion of what they’ve actually earned that month to date: Earned Wage Access (EWA) is not a loan or borrowing and no interest is ever paid on funds accessed.

Smooth out fluctuations between pay periods

Access to earned wages allows employees with varying income to ensure cashflow problems do not impact their financial health. Hourly-paid staff especially have fluctuating earnings depending on shift patterns worked which makes budgeting difficult. Earned Wage Access (EWA) means that fluctuating earnings do not have to mean cashflow problems and can make longer-term financial planning much easier.

FLEXIBLE PAY

Live visibility of pay and spending for all of your employees

BUILD A POT

Putting money aside towards a goal helps all staff build better financial health

COACH

A certified financial coach for every employee, available 24/7

Get a live demo of flexible pay with Wagestream

There’s no better way of understanding how Earned Wage Access (EWA) can create a happier, more engaged team than by seeing it in action. Book your 30 minute, no-obligation slot today.

Having the added security of that little bit of flexibility with your wages is really useful.

Matt, Wagestream user

Give your people choice over when they get paid

Access to earned pay at any point of the month

Reduce reliance on credit and debt

Smooth out fluctuations between pay periods

Your questions, answered

There's more to the Wagestream financial wellbeing app

Live visibility of pay and spending for all of your employees

Putting money aside towards a goal helps all staff build better financial health

A certified financial coach for every employee, available 24/7

Get a live demo of flexible pay with Wagestream

Give your people choice over when they get paid

Access to earned pay at any point of the month

Reduce reliance on credit and debt

Smooth out fluctuations between pay periods

Your questions, answered

There's more to the Wagestream financial wellbeing app

Live visibility of pay and spending for all of your employees

Putting money aside towards a goal helps all staff build better financial health

A certified financial coach for every employee, available 24/7

Get a live demo of flexible pay with Wagestream

Book a demo