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Research & Impact

AllArticlesReportsVideosGuides
Person reading a report titled "The State of Financial Wellbeing 2024" about how leaders shape financial wellbeing in the workplace.
ReportsFinancial Wellbeing for your Colleagues | Wagestream
5 min read
Person reading a report titled "The State of Financial Wellbeing 2024" about how leaders shape financial wellbeing in the workplace.
ReportsFinancial Wellbeing for your Colleagues | Wagestream
Improve employee financial wellbeing with actionable insights from our 2024 State of Financial ...
5 min read
Calendar highlighting payday with a purple marker.
GuidesFlexible Pay: Best Practice Guide
2 min read
Team of coworkers collaborating around a table at a modern office, discussing work projects.
GuidesGuide: What is Flexible Pay?
10 min read
ArticlesNews: Wagestream secures £300M debt financing facility to increase facilitation of fair financial services for employees
4 min read
Supermarket worker in the stockroom
VideosWebinar: Asda's savings solution for 150,000
4 min read
SoFW Retail Outlook cover
ReportsReport: State of Financial Wellbeing, Retail Outlook
2 min read
Smiling woman wearing a blue floral dress
ArticlesNews: Welcoming Prelini Udayan-Chiechi as Chief Marketing Officer
4 min read
Climbers scaling mountain
ArticlesFuture-proofing Retail: Initiatives for a thriving workforce
4 min read
Person holding Wagestream's 2022 Cost of Living Report on financial wellbeing.
ReportsCost of Living Crisis UK | Wagestream
6 min read
Stack of Wagestream brochures titled "Mind Over Money: Exploring the link between IQ and financial stress."
ReportsMind Over Money Report - Financial Wellbeing & Mental Health Insights
6 min read
A dark-colored table displays a Wagestream report titled "The State of Financial Wellbeing: Hospitality Outlook 2023," featuring circular images of hospitality workers.
ReportsFinancial Wellbeing for the Hospitality Sector: Your Essential Guide
6 min read
Research briefing cover: Essential and excluded, featuring diverse group of people.
ReportsDiversity, Equity & Inclusion in the Workplace | Wagestream
7 min read
Flowchart illustrating a financial process, alongside coins and writing utensils.
ArticlesImproving Retail Employees' Financial Health - A Roadmap
4 min read
A barista reviews a receipt while wearing a brown apron and a face mask.
ArticlesExamining Financial Distress: Consequences for Retail Workers
5 min read
Woman in a green shirt shopping for canned goods in a grocery store.
ReportsWhy financial wellbeing is so important in retail | Wagestream
5 min read
Retail employee using a point-of-sale system in a supermarket.
VideosHow Co-op created award-winning savings for their people
4 min read
Panel discussion at the Financial Wellbeing Forum 24, featuring three speakers sharing insights on wellbeing strategies and boosting customer experience.
VideosBehavioural Science | Wagestream
3 min read
Inclusion at the Crossroads: A financial inclusion action plan for social care employers
ReportsSocial Care: Inclusion at the Crossroads
6 min read
2024 Wagestream results: Millions saved & unlocked.  Financial wellbeing in action.
ReportsFinancial Wellbeing 2024: A Year of Impact | Wagestream
2 min read
Three women in Santa hats work together on laptops at a table during the Christmas season.
ArticlesSupporting Your Employees with Festive Finances
6 min read
Panel discussion at the Financial Wellbeing Forum 24 on building a board-proof people strategy.  Speakers include leaders from CIPD, BIC, Home Instead, and Tesco.
VideosBuilding a Board-Proof People Strategy | Wagestream
3 min read
Illustration of a robotic head with exposed circuitry, symbolizing AI and human interaction; people interact with the AI, building and improving it.
ArticlesHow behavioural science can level up FinWell strategy | Wagestream
6 min read
Silhouette of a person standing before a large crowd in a city street, symbolizing financial inclusion and empowerment.
ArticlesHow workers are being held back by financial scarcity | Wagestream
6 min read
Stressed woman with hands in hair surrounded by credit cards and phone, illustrating financial hardship.
ArticlesFinancial inclusion - four tips to level up | Wagestream
7 min read
Stressed restaurant owners review finances, looking at tablet and paperwork.
Articles4 ways employers can support staff through cost of living crisis
6 min read
Close-up of a grapefruit slice surrounded by orange slices, illustrating diversity and inclusion.
ArticlesAiding Employee Financial Wellbeing in the Workplace
5 min read
LED light bulb planted in soil with growing sprout and stacks of coins, symbolizing energy savings and financial benefits.
ArticlesHow to make your workforce 13 IQ points smarter | Wagestream
4 min read
Woman putting coin in piggy bank, saving money for financial wellness.
ArticlesWhy there's a perception gap in employee savings | Wagestream
5 min read
Three women sit in chairs on a stage during a panel discussion, engaged in conversation.
VideosDowning Street Briefing
3 min read
Wagestream: Financial wellness platform showing app interface, mobile banking, and card payment options for flexible pay access and budgeting tools.
ArticlesBuilding credit and building financial futures | Wagestream
9 min read
Unlocking the pay cycle: A Wagestream whitepaper | February 2023.
ReportsWhitepaper: Unlocking The Pay Cycle
50 min read
Wooden multiplication table with colorful blocks showing multiplication facts.
ArticlesNumeracy plays key role in financial wellbeing, says new research
5 min read
Woman jogging on a trail, enjoying the outdoors and sunshine.
ArticlesFirst-time savers: How to get them started
6 min read
Close-up of a dictionary page showing the definition of the word "stigma."
ArticlesCost-of-living crisis at work: how employers can tackle the money stigma in the room
5 min read
Close-up of a person signing a document with a pen, assisted by another person.
ArticlesCost-of-living crisis at work: is it pricey for your staff to come to work?
5 min read
LED lightbulb planted in soil with growing plant and stacks of coins, representing energy savings and financial growth.
ArticlesCost-of-living crisis at work: employers must focus on savings
6 min read
Person wearing a face mask reviewing a grocery receipt in a store.
Articles4 ways the rising cost-of-living is impacting your staff
5 min read
Yellow measuring tape curled on a light blue background.
ArticlesWhat financial rules-of-thumb stick in employees’ minds?
5 min read
A man sits on steps in a cafe, holding a coffee cup, looking stressed.
ArticlesFinancial & mental wellbeing: how money worries make us less effective at work
6 min read
Two baristas working in a cafe, one holding two takeaway coffee cups and the other using a tablet.
ArticlesFinancial wellbeing & mental health: how money worries weaken relationships
4 min read
Exhausted healthcare worker sleeping at work, face down on a table.
ArticlesFinancial wellbeing and mental health: your ultimate guide
9 min read
Piggy bank encircled by a measuring tape, symbolizing financial budgeting and saving.
ArticlesMeasuring financial wellbeing: HR’s ultimate guide to success
9 min read
Glass jar filled with coins labeled "Pension" representing retirement savings.
ArticlesMeasuring financial wellbeing: pensions contributions as a metric
4 min read
Diverse group of employees embracing in a supportive and collaborative circle, symbolizing teamwork and camaraderie at a Wagestream workshop.
ArticlesMeasuring financial wellbeing: retention as a metric
4 min read
Woman sits on the floor, head in hands, surrounded by bills and a calculator, depicting financial stress.
ArticlesMeasuring financial wellbeing: absenteeism as a metric
4 min read
Tired woman leaning on desk, hand on forehead, looking at notebook, laptop in front of her.
ArticlesMeasuring financial wellbeing: presenteeism as a metric
5 min read
Black and white photo of a man in a suit giving a presentation.
ReportsFlexible pay Impact Assessment: H2 2020
15 min read
Woman giving a presentation, holding a clicker, illuminated by a spotlight.
ReportsFlexible pay Impact Assessment: H1 2020
9 min read
A person with arms raised in celebration at a corporate event, backlit by a bright light.
ReportsFlexible pay Impact Assessment: H1 2021
19 min read
A child's hand using an abacus, demonstrating the use of a calculation tool.
ArticlesFinancial recognition: improve ROI with ‘mental accounting’
5 min read
A white painted number five inside a white circle on dark asphalt.
ArticlesFlexible pay: 5 things to ask your provider
7 min read
Wagestream app screenshots showcasing financial coaching, budgeting tools, savings tracker, and modernized flexible pay features.
ArticlesThe roadmap: more tools to solve more problems
7 min read
Businessman walking through modern building, sunlight casting shadows on floor.
VideosWebinar: Flexible pay for the security industry
3 min read
Antique drafting tools and map on a wooden table.
VideosWebinar: Financial Wellbeing – Your ultimate employee engagement tool
3 min read
Woman with long hair looking out over a sprawling city landscape.
ReportsReport: What makes a great CEO?
2 min read
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Wagestream Ltd is a company registered in England and Wales (number 11173225) at 7-9 Rathbone Street, London, W1T 1LY; registered with the Financial Conduct Authority (FCA) (FRN: 902046) as an EMD Agent of Electronic Money Institutions authorised by the Financial Conduct Authority: PayrNet Limited (FRN: 900594) and Modulr FS Limited (FRN 900573); acts as a PSD agent (FRN: 995651) of Bud Financial Limited (FRN: 793327), a Payment Institution authorised by the FCA, for Account Information Services. Registered with the ICO (reference ZA421647).

Where your funds are held by Modulr, (as indicated in the App) please see Modulr for further Modulr details.

Wagestream Finance Ltd is a company registered in England and Wales (No. 12227891) at 7-9 Rathbone Street W1T 1LY, authorised and regulated by the Financial Conduct Authority for consumer lending (FRN: 915914) and for the provision of payment services (FRN: 916866) under the Payment Services Regulations 2017.
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